Manage Every Loan From One Desk
Automate loan origination, field collections, overdue accounts, and commission invoicing in one isolated, high-security workspace.
6 Steps from Application to Collateral Release
LoanDesk standardizes loan origination, verification, disbursement, schedules, field collection, and closure.
Application Stage Workflow
Borrower applies for Personal, Business, Gold, Vehicle, or Property loan. Application data, customer KYC, and requested tenure are logged.
Engineered for High-Efficiency Lending
A visual overview of core capabilities engineered specifically for independent money lenders and collection teams.
Multi-Category Origination & Automated EMI Schedules
Configure Flat, Reducing, or Simple interest calculations automatically. Eliminate manual spreadsheet errors with automated payment allocation (Penalties → Fees → Interest → Principal).
GPS Field Collection Agent Mobile App
Collection Agents view assigned daily routes, record cash/UPI repayments, log GPS location tags, and issue SMS/WhatsApp QR digital receipts.
Configurable 1-2% Commission Engine
LoanDesk charges Lenders a configurable commission rate on collections processed. 100% of the customer's payment is credited to their loan balance.
Pledged Collateral Management & 7-Step Gold Release Workflow
Track gold ornaments, net weight, purity karatage, safe packet numbers, and valuation photos. Execute the mandatory 7-step collateral release workflow upon zero balance clearance.
Specialized Workflows for 5 Loan Types
LoanDesk initially supports Personal, Business, Gold, Vehicle, and Property loans out-of-the-box.
Tailored Experiences for Every Role
Select a role to explore live dashboard previews, responsibilities, and key actions.
Complete Single-Lender Company Workspace
Lenders operate independently within their company workspace. Add customers, create loan products, approve applications, execute disbursements, generate repayment schedules, assign field agents, and track overdue accounts.
- Configure interest rules (Flat, Reducing, Simple) & penalty fees
- Approve applications, record disbursements, & auto-generate schedules
- Territory & route assignment for field Collection Agents
- Monitor 6 overdue aging buckets & settle LoanDesk commission
Empower Collection Agents on the Field Route
Collection Agents access a mobile-optimized app designed for fast field operations. Agents view assigned territory routes, record cash/UPI repayments, log visit outcomes, capture GPS coordinates, and generate instant digital receipts.
Transparent Commission Calculation
Platform commission is charged to the Lender and never reduces the customer's loan payment credit.
Interactive Commission & Allocation Simulator
Simulate how LoanDesk platform commission is calculated without reducing customer loan balance.
Simple Plans with Commission Options
Choose a fixed plan or configure custom platform commission rates.
Starter Lender
Ideal for small finance companies & local money lenders starting operations
- 1 Included Agent Seats
- Additional Agents @ ₹250 / user / mo
- Up to 250 Active Loans
- All 5 Loan Categories (Personal, Business, Gold, Vehicle, Property)
- Automated Repayment Schedules
- Mobile Collection Agent App
- Instant Digital QR Receipts
- Basic Portfolio Reports
- Standard Email Support
Growth Lender
For growing microfinance companies with active field collection networks
- 3 Included Agent Seats
- Additional Agents @ ₹250 / user / mo
- Up to 2,500 Active Loans
- All 5 Loan Categories
- Gold Vault Packet & 7-Step Release Workflow
- RTO Vehicle Hypothecation & Property LTV
- Territory & Route Assignment Engine
- Overdue Aging Buckets & PTP Tracking
- Daily Cash Handover Verification
- Priority Chat & Phone Support
Enterprise Network
Custom platform deployment for multi-branch lending institutions & NBFCs
- Unlimited Active Loans
- Unlimited Field Collection Agents
- Dedicated Company Workspace & Domain
- Custom Commission Plan Configuration
- White-labeled Borrower Portal & Branding
- Custom API & ERP Integration
- Dedicated Account Manager & 24/7 SLA
- Custom Database Export & Audit Log Dump
Got Questions? We Have Answers
Q. What is LoanDesk and who is it designed for?
LoanDesk is a multi-lender loan management and field collection platform. It allows independent lending companies (Lenders) to manage customers, origination, approvals, disbursements, schedules, field agents, overdue collections, and collateral (Gold, Vehicle, Property, Business, Personal) from one secure cloud platform.
Q. How does the LoanDesk platform commission model work?
LoanDesk operates on a commission-based SaaS model. For every payment collected through the platform, LoanDesk calculates a configurable commission (typically 1% or 2%). Important: The customer's full payment is credited to their loan balance; the platform commission is recorded in a separate B2B ledger billed to the Lender.
Q. Which loan categories are supported out-of-the-box?
LoanDesk initially supports 5 major loan categories: Personal Loan, Business Loan, Gold Loan (with gross/net weight & 7-step vault release workflow), Vehicle Loan (with chassis/engine registry & hypothecation), and Property Loan (with LTV ratio & title deed tracking).
Q. How do Collection Agents record field payments?
Collection Agents access a responsive mobile web app showing their assigned daily routes. They can record full, partial, or advance cash/online payments, log visit outcomes (e.g., Customer Unavailable, Refused, Promise to Pay), capture GPS location, attach receipt photos, and generate digital QR receipts instantly.
Q. Is customer data kept private between different lending companies?
Yes, absolutely. LoanDesk uses strict multi-lender data isolation. Each lending company operates in its own isolated workspace. Customer profiles, loan accounts, documents, and collection records of one company are never visible or accessible to another company.
Q. Can customer repayment schedules be customized?
Yes. LoanDesk supports Flat Interest, Reducing Balance, Simple Interest, and custom repayment frequencies including Daily, Weekly, Fortnightly, Monthly, and Bullet repayments.
Q. What happens if a Lender has unpaid platform commissions?
The Super Admin receives alerts for overdue commission invoices and has the authority to suspend company operations. Suspended companies cannot disburse new loans or enter new collections, but historical records remain preserved for audit.
Q. How do I request a product demo or start a trial?
Click the 'Request Demo' button anywhere on the website, fill in your company details and preferred date/time, and our product team will set up a live walkthrough of the Super Admin, Lender, Agent, and Customer portals.
Ready to Simplify Your Lending Business?
Join leading money lenders, microfinance companies, and collection managers using LoanDesk to automate loan portfolios and field collections.